{"id":33762,"date":"2025-09-10T12:54:14","date_gmt":"2025-09-10T10:54:14","guid":{"rendered":"https:\/\/technolive.live\/?p=33762"},"modified":"2025-09-10T13:00:26","modified_gmt":"2025-09-10T11:00:26","slug":"%d8%a7%d9%84%d8%ac%d9%87%d8%a7%d8%b2-%d8%a7%d9%84%d9%82%d9%88%d9%85%d9%8a-%d9%84%d8%aa%d9%86%d8%b8%d9%8a%d9%85-%d8%a7%d9%84%d8%a7%d8%aa%d8%b5%d8%a7%d9%84%d8%a7%d8%aa-%d9%8a%d8%b5%d8%af%d8%b1-%d8%aa-13","status":"publish","type":"post","link":"https:\/\/technolive.live\/?p=33762","title":{"rendered":"“\u0627\u0646\u0641\u062c\u0631\u0627\u0641”| \u0627\u0644\u062c\u0647\u0627\u0632 \u0627\u0644\u0642\u0648\u0645\u064a \u0644\u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u064a\u0635\u062f\u0631 \u062a\u0642\u0631\u064a\u0631 \u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0644\u0644\u0631\u0628\u0639 \u0627\u0644\u062b\u0627\u0646\u064a \u0644\u0639\u0627\u0645 2025"},"content":{"rendered":"

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\u0648\u0642\u062f \u062c\u0627\u0621\u062a \u0645\u0624\u0634\u0631\u0627\u062a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u062e\u0644\u0627\u0644 \u0627\u0644\u0631\u0628\u0639 \u0627\u0644\u062b\u0627\u0646\u064a \u0644\u0639\u0627\u0645 2025 \u0643\u0627\u0644\u062a\u0627\u0644\u064a:<\/strong><\/span><\/p>\n

\u2022 \u062c\u0627\u0621\u062a \u0646\u0633\u0628 \u062a\u0648\u0632\u064a\u0639 \u0639\u062f\u062f \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0643\u0645\u0627 \u064a\u0644\u064a: \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0645\u0646 \u0645\u062d\u0641\u0638\u0629 \u0644\u0623\u062e\u0631\u0649 54%\u060c \u064a\u0644\u064a\u0647 \u0634\u062d\u0646 \u0627\u0644\u0631\u0635\u064a\u062f (\u0645\u0648\u0628\u0627\u064a\u0644 \u2013 \u0625\u0646\u062a\u0631\u0646\u062a) 20%\u060c \u062a\u0644\u064a\u0647 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u0628\u0646\u0633\u0628\u0629 19%\u060c \u0648\u0627\u0644\u0633\u062d\u0628 \u0628\u0646\u0633\u0628\u0629 5%\u060c \u062b\u064f\u0645 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649 \u0645\u0646 (\u062a\u0628\u0631\u0639\u0627\u062a \u0648\u0633\u062f\u0627\u062f \u0641\u0648\u0627\u062a\u064a\u0631 \u0627\u0644\u0645\u0631\u0627\u0641\u0642 \u0648\u0627\u0644\u062a\u0633\u0648\u0642. \u0625\u0644\u062e) \u0628\u0646\u0633\u0628\u0629 2%.
\n\u2022 \u0648\u062c\u0627\u0621\u062a \u0646\u0633\u0628 \u062a\u0648\u0632\u064a\u0639 \u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0643\u0645\u0627 \u064a\u0644\u064a: \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0645\u0646 \u0645\u062d\u0641\u0638\u0629 \u0644\u0623\u062e\u0631\u0649 71%\u060c \u064a\u0644\u064a\u0647 \u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u0628\u0646\u0633\u0628\u0629 15%\u060c \u0648\u0627\u0644\u0633\u062d\u0628 \u0628\u0646\u0633\u0628\u0629 11%\u060c \u062b\u064f\u0645 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649 \u0645\u0646 (\u062a\u0628\u0631\u0639\u0627\u062a \u0648\u0633\u062f\u0627\u062f \u0641\u0648\u0627\u062a\u064a\u0631 \u0627\u0644\u0645\u0631\u0627\u0641\u0642 \u0648\u0627\u0644\u062a\u0633\u0648\u0642. \u0625\u0644\u062e) \u0628\u0646\u0633\u0628\u0629 2%\u060c \u0648\u0634\u062d\u0646 \u0627\u0644\u0631\u0635\u064a\u062f (\u0645\u0648\u0628\u0627\u064a\u0644-\u0625\u0646\u062a\u0631\u0646\u062a) \u0628\u0646\u0633\u0628\u0629 1%.
\n\u2022 \u0641\u064a\u0645\u0627 \u062c\u0627\u0621\u062a \u0646\u0633\u0628 \u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0645 \u0625\u064a\u062f\u0627\u0639\u0647\u0627 \u0643\u0627\u0644\u062a\u0627\u0644\u064a: \u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u0645\u0646 \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u0628\u0646\u0643\u064a \u0644\u0644\u0645\u062d\u0641\u0638\u0629 (\u0625\u0646\u0633\u062a\u0627\u0628\u0627\u064a) 65%\u060c \u0648\u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u0645\u0628\u0627\u0634\u0631 22%\u060c \u0648\u0627\u0633\u062a\u0642\u0628\u0627\u0644 \u062d\u0648\u0627\u0644\u0627\u062a \u0645\u0646 \u0627\u0644\u062e\u0627\u0631\u062c 7%\u060c \u0648\u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u0628\u0627\u0644\u0643\u0627\u0631\u062a \u0627\u0644\u0628\u0646\u0643\u064a \u0644\u0644\u0645\u062d\u0641\u0638\u0629 3%\u060c \u0648\u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0627\u0643\u064a\u0646\u0627\u062a \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a (ATM) 3%.
\n\u2022 \u0628\u064a\u0646\u0645\u0627 \u062c\u0627\u0621\u062a \u0646\u0633\u0628 \u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0645 \u0635\u0631\u0641\u0647\u0627 \u0643\u0645\u0627 \u064a\u0644\u064a: \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0633\u062d\u0628 79%\u060c \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649 \u0645\u0646 (\u062a\u0628\u0631\u0639\u0627\u062a \u0648\u0633\u062f\u0627\u062f \u0641\u0648\u0627\u062a\u064a\u0631 \u0627\u0644\u0645\u0631\u0627\u0641\u0642 \u0648\u0627\u0644\u062a\u0633\u0648\u0642. \u0625\u0644\u062e) 15%\u060c \u0648\u0634\u062d\u0646 \u0627\u0644\u0631\u0635\u064a\u062f (\u0645\u0648\u0628\u0627\u064a\u0644-\u0625\u0646\u062a\u0631\u0646\u062a) \u0628\u0646\u0633\u0628\u0629 6%.\"\"<\/p>\n

\u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0648\u0627\u0644\u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0627\u0644\u062a\u064a \u0627\u062a\u062e\u0630\u0647\u0627 \u0627\u0644\u062c\u0647\u0627\u0632 \u0644\u062a\u062d\u0641\u064a\u0632 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0641\u064a \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u0635\u0631\u064a \u062e\u0644\u0627\u0644 \u0627\u0644\u0631\u0628\u0639 \u0627\u0644\u062b\u0627\u0646\u064a \u0644\u0639\u0627\u0645 2025:<\/strong><\/span><\/p>\n

1. \u062a\u0639\u0632\u064a\u0632 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0648\u0627\u0644\u062d\u062f \u0645\u0646 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0639\u0632\u064a\u0632 \u0636\u0648\u0627\u0628\u0637 \u0627\u0644\u0623\u0645\u0627\u0646 \u0644\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629
\n\u0623\u0635\u062f\u0631 \u0627\u0644\u062c\u0647\u0627\u0632 \u0627\u0644\u0642\u0648\u0645\u064a \u0644\u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0642\u0631\u0627\u0631\u064b\u0627 \u0628\u0625\u0644\u0632\u0627\u0645 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0645\u0642\u062f\u0645\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0628\u062a\u0637\u0628\u064a\u0642 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0636\u0648\u0627\u0628\u0637 \u0627\u0644\u0627\u062d\u062a\u0631\u0627\u0632\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0648\u0630\u0644\u0643 \u0644\u0644\u062d\u062f \u0645\u0646 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0648\u062a\u0639\u0632\u064a\u0632 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646.
\n2. \u0625\u062a\u0627\u062d\u0629 \u0627\u0633\u062a\u0642\u0628\u0627\u0644 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0645\u0646 \u0627\u0644\u062e\u0627\u0631\u062c \u0639\u0628\u0631 \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629<\/p>\n

\"\"<\/strong><\/p>\n

\u0627\u0639\u062a\u0645\u062f \u0627\u0644\u062c\u0647\u0627\u0632 \u0627\u0644\u0642\u0648\u0645\u064a \u0644\u062a\u0646\u0638\u064a\u0645 \u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0625\u062a\u0627\u062d\u0629 \u062e\u062f\u0645\u0629 \u0627\u0633\u062a\u0642\u0628\u0627\u0644 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0645\u0646 \u0627\u0644\u062e\u0627\u0631\u062c \u0645\u0628\u0627\u0634\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0628\u0627\u0644\u062c\u0646\u064a\u0647 \u0627\u0644\u0645\u0635\u0631\u064a (IMR)\u060c \u0645\u0645\u0627 \u064a\u0633\u0627\u0647\u0645 \u0641\u064a \u062a\u064a\u0633\u064a\u0631 \u0648\u0635\u0648\u0644 \u0627\u0644\u0645\u0635\u0631\u064a\u064a\u0646 \u0628\u0627\u0644\u062e\u0627\u0631\u062c \u0625\u0644\u0649 \u0630\u0648\u064a\u0647\u0645 \u0648\u0632\u064a\u0627\u062f\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0642\u0646\u0648\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0627\u0644\u0631\u0633\u0645\u064a\u0629.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

\u0641\u064a \u0625\u0637\u0627\u0631 \u062f\u0639\u0645 \u062e\u0637\u0629 \u0627\u0644\u062f\u0648\u0644\u0629 \u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0634\u0645\u0648\u0644 \u0627\u0644\u0645\u0627\u0644\u064a\u060c \u064a\u062d\u0631\u0635 \u0627\u0644\u062c\u0647\u0627\u0632 \u0627\u0644\u0642\u0648\u0645\u064a \u0644\u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0639\u0644\u0649 \u0627\u0644\u062a\u0646\u0633\u064a\u0642…<\/p>\n","protected":false},"author":3,"featured_media":32106,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[11992,668,5344,8138,2542,27,193,395,10265,15796],"class_list":["post-33762","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4","tag-11992","tag-668","tag-5344","tag-8138","tag-2542","tag-27","tag-193","tag-395","tag-10265","tag-15796"],"yoast_head":"\n"\u0627\u0646\u0641\u062c\u0631\u0627\u0641"| \u0627\u0644\u062c\u0647\u0627\u0632 \u0627\u0644\u0642\u0648\u0645\u064a \u0644\u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u064a\u0635\u062f\u0631 \u062a\u0642\u0631\u064a\u0631 \u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0644\u0644\u0631\u0628\u0639 \u0627\u0644\u062b\u0627\u0646\u064a \u0644\u0639\u0627\u0645 2025 -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/technolive.live\/?p=33762\" \/>\n<meta property=\"og:locale\" content=\"ar_AR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\""\u0627\u0646\u0641\u062c\u0631\u0627\u0641"| \u0627\u0644\u062c\u0647\u0627\u0632 \u0627\u0644\u0642\u0648\u0645\u064a \u0644\u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u064a\u0635\u062f\u0631 \u062a\u0642\u0631\u064a\u0631 \u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 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